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Instalment sale

Repayment option from Essox

Splátkový prodej Essox

Loan application will be filled directly at our company AUTOGAS - CENTRUM, before installing the LPG / CNG equipment in your vehicle. For more information, please contact our staff:

Hrčková Lucie hrckova@autogascentrum.cz , 383 324 912 , 606 659 530

 

Conditions for obtaining a loan

 

Installment sales we provide to customers in the form of consumer credit Essox Ltd. The whole process of processing the loan application is extremely fast and uncomplicated.

 

A. Terms of contract

 

  • person 18 years or older
  • employee with a steady income (not to be in a notice period)
  • entrepreneurs - individuals self-employed (must take min. 3 months), a legal person (limited liability companies, vos, ...)
  • operating at least 1 year
  • retirees (age, disability, long-term service)
  • woman / man on maternity leave
  • foreigner - a copy of the permit for temporary or permanent residence in the Czech Republic
    • Citizen EU countries - with at least temporary residence in the Czech Republic
    • Citizen countries outside the EU - with permanent residence in the Czech Republic
    • Assigned personal identification number CR
    • understanding Czech
    • Working in our area at least 1 year in the current job or business at least 1 year
    • The client must provide proof of residence in addition to the personal identification number and allocation of standard documents as a citizen of the Czech Republic in addition to an identity card.

 

B. Required documents

 

  • For loans to 60.000, - CZK just two identity documents and do not need to prove your income!
    • valid ID card
    • another identity document: passport, driving license, gun license, birth certificate, health insurance card, debit card
  • For loans over 60 001, - CZK need more:
    • employee - confirmation of receipt (download here) - not older than 1 month
    • Self-employed - copies of tax returns with the tax office stamp and attachments
    • pensioners - a copy of acreage retirement account statement or slip, where you see the amount of pension
    • parents on maternity leave - a copy of acreage maternity benefits

 

C. Payment Protection Insurance

 

Together with Commercial Insurance Company Inc. we offer convenient payment protection insurance, in case that the insured event under the insurance conditions will be retroactive payment of the loan Commercial insurance company as for you.

 

Insurance is arranged for:

  • incapacity
  • job loss
  • total disability
  • death

 

 

Variants installments

 

1/10

is a variant, which applies direct payment (payment) in cash at our office, then you are paying monthly installments for the next ten that subscribe to a one installment only that you paid in cash at the branch

 

Example of repayment (without insurance):

 

Purchase price 25 000 Kč
Repayment product 1/10
Loan Amount 22 500 Kč
Direct payment 2 500 Kč
Monthly payment 2 500 Kč
The number of monthly installments 10
The total amount payable 25 000 Kč
The annual interest rate (p.a.) 23,56 %
RPSN 24,06 %

                         

Date for calculation RPSN is 1.2.2015.
Maturity monthly installment is always on the 15th day from the month following the conclusion of the contract.
Duration of consumer credit is the maturity date of the last monthly payment

 

0/24 saving up 3 installments

the option when you do not pay anything in cash, at a cost over 20 thousand. Save 3 monthly installments over the standard menu

 

Example of repayment (without insurance):

 

Purchase price 25 000 Kč
Repayment product 0/24 0/24 s úsporou
Loan Amount 25 000 Kč 25 000 Kč
Direct payment 0 0
The loan matures 24 měsíců 24 měsíců
Monthly payment 1 300 Kč 1 300 Kč
The number of monthly installments 24 21
The total amount payable  31 200 Kč 27 300 Kč
Pay less for 3 installments, it is 3 900 Kč
The annual interest rate        22,25% 7,64%
RPSN 25,85% 8,13%

The example applies to contracts concluded for 26.11.2014.

 

Maturity monthly installment is always on the 15th day from the month following the conclusion of the contract.
In the case of products with savings are due for the first monthly installment on the 15th day of the month following the month in which the contract is concluded.
Duration of consumer credit is the maturity date of the last monthly payment.

 

The provider carries out mediation activities only ESSOX sro, a provider of financial servicesb

 

 

Contact the customer support of the company Essox: 810 800 088 Customer service is available weekdays from 8-16 hours.


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